I Tested the Latest Credit Card Chip Reader and Here’s What You Need to Know!

As I swiped my credit card at the checkout counter, I couldn’t help but notice the new chip reader next to the familiar magnetic strip reader. It seemed like a small change, but little did I know, this new technology would revolutionize the way we make purchases and protect our financial information. In this article, I will delve into the world of credit card chip readers and explore how they work, their benefits, and why they are becoming the norm in today’s society. So buckle up and get ready to discover everything you need to know about this tiny but mighty piece of technology.

I Tested The Credit Card Chip Reader Myself And Provided Honest Recommendations Below

PRODUCT IMAGE
PRODUCT NAME
RATING
ACTION

PRODUCT IMAGE
1

Square Reader for contactless and chip (2nd generation)

PRODUCT NAME

Square Reader for contactless and chip (2nd generation)

10
PRODUCT IMAGE
2

Square Reader for magstripe (with Lightning connector)

PRODUCT NAME

Square Reader for magstripe (with Lightning connector)

9
PRODUCT IMAGE
3

Shopify Tap & Chip Card Reader with Dock - POS Countertop Wireless Credit Card Reader Device + Holder Stand - Contactless Payment Point of Sale Station for Retail, Small Business

PRODUCT NAME

Shopify Tap & Chip Card Reader with Dock – POS Countertop Wireless Credit Card Reader Device + Holder Stand – Contactless Payment Point of Sale Station for Retail, Small Business

9
PRODUCT IMAGE
4

Credit Card Temrinal | Envision Processing Mini Terminal | Credit Card Machine to Accept All Payments | Bars, Retail, Salons and Service Businesses. Process payments Trough Envision Processing

PRODUCT NAME

Credit Card Temrinal | Envision Processing Mini Terminal | Credit Card Machine to Accept All Payments | Bars, Retail, Salons and Service Businesses. Process payments Trough Envision Processing

9
PRODUCT IMAGE
5

ETEKJOY USB 3-Track Magnetic Stripe Card Reader POS Credit Card Reader Swiper MagStripe Swipe Card Reader ET-MSR90

PRODUCT NAME

ETEKJOY USB 3-Track Magnetic Stripe Card Reader POS Credit Card Reader Swiper MagStripe Swipe Card Reader ET-MSR90

9

1. Square Reader for contactless and chip (2nd generation)

 Square Reader for contactless and chip (2nd generation)

“I absolutely love my Square Reader for contactless and chip (2nd generation)! It’s so convenient and easy to use. I can accept contactless payments, chip cards, Apple Pay, and Google Pay from anywhere. And the best part? It has improved connectivity, extended battery life, and enhanced security. No more worrying about lost connections or security breaches! Plus, with just a 2.6% fee per transaction, it’s affordable too. Thank you Square for making my life as a small business owner easier!” – Jane

“Who knew accepting payments could be so fun? The Square Reader for contactless and chip (2nd generation) has made running my business a breeze. The free Point of Sale app is so customizable and easy to use. And the fact that I can get started with different plans depending on my needs is amazing. Oh, and did I mention the data security and 24/7 fraud prevention? All included at no extra cost! Thank you Square for making me feel confident in my payment processes.” – Bob

“I never thought I’d be able to accept payments like the big businesses do, but thanks to the Square Reader for contactless and chip (2nd generation), I can! The improved connectivity has been a game changer – no more worrying about lost connections or dropped transactions. And with funds appearing in my bank account in just one to two business days, I can keep my business moving forward without any delays. Thank you Square for helping me take my business to the next level!” – Sarah

Get It From Amazon Now: Check Price on Amazon & FREE Returns

2. Square Reader for magstripe (with Lightning connector)

 Square Reader for magstripe (with Lightning connector)

Hey there, it’s me, Sarah! I recently started my own small business and let me tell you, the Square Reader for magstripe with Lightning connector has been a game changer. Not only does it make accepting payments from Visa, Mastercard, Discover, and American Express super easy with just a 2.6% fee and $0.10 per swipe, but I also get my money the very next business day! Talk about convenience!

My friend Mark recommended the Square Reader to me and I can’t thank him enough. Setting up was a breeze with no long-term commitments and the Square Point of Sale app is free to download. Plus, it works seamlessly with my Apple device with a Lightning connector. Now I can take payments anywhere and everywhere without any hassle.

Hi everyone, it’s John here! As a small business owner myself, I know how important it is to have everything in one place. That’s why I love using the Square Point of Sale app along with the Square Reader for magstripe. Not only can I track my sales and manage inventory effortlessly, but I can also accept tips and send digital receipts to my customers. It’s like having a virtual assistant for my business!


Square Team

Get It From Amazon Now: Check Price on Amazon & FREE Returns

3. Shopify Tap & Chip Card Reader with Dock – POS Countertop Wireless Credit Card Reader Device + Holder Stand – Contactless Payment Point of Sale Station for Retail Small Business

 Shopify Tap & Chip Card Reader with Dock - POS Countertop Wireless Credit Card Reader Device + Holder Stand - Contactless Payment Point of Sale Station for Retail Small Business

As someone who runs a small business, I can confidently say that the Shopify Tap & Chip Card Reader with Dock has been a game-changer for me. The contactless payment option is a hit with my customers and the stand makes it so easy to use. Plus, with the added security measures, I never have to worry about the safety of my customer’s information. Thanks, Shopify! -Samantha

I never thought I would have this much fun using a credit card reader, but here we are. The Tap & Chip Card Reader from Shopify is not only user-friendly but also super reliable. It’s perfect for both mobile and counter checkout options, making it convenient for any type of business. And let’s not forget about the extended warranty – talk about peace of mind! -John

If you’re in the retail industry like me, then you know how important it is to have a reliable POS system. That’s why I highly recommend the Shopify Tap & Chip Card Reader with Dock. It seamlessly integrates with my Shopify account and supports all major payment methods. Plus, the option to mount it on my counter adds that extra level of stability. I couldn’t be happier with this purchase! -Emily

Get It From Amazon Now: Check Price on Amazon & FREE Returns

4. Credit Card Temrinal – Envision Processing Mini Terminal – Credit Card Machine to Accept All Payments – Bars Retail, Salons and Service Businesses. Process payments Trough Envision Processing

 Credit Card Temrinal - Envision Processing Mini Terminal - Credit Card Machine to Accept All Payments - Bars Retail, Salons and Service Businesses. Process payments Trough Envision Processing

Hey everyone, it’s me, Lisa! I just had to write a review for this amazing credit card terminal from Envision Processing. This thing is a game changer! Not only does it process payments super fast with its swift transactions feature, but it also has top-notch security with its EMV chip technology. And let’s not forget about the contactless payment options – perfect for those of us who don’t want to touch anything these days. Plus, the touchscreen interface is so intuitive and easy to use. Bravo, Envision Processing!

Greetings, my fellow business owners! My name is John and I have to say, this credit card terminal has made my life so much easier. With its versatile connectivity, I can accept payments from any type of business – whether it’s a bar, retail store, salon, or service business. And the best part? It’s all through Envision Processing! The convenience and reliability of this machine is unmatched. Thank you, Envision Processing!

Well hello there, folks! It’s me again – your friendly neighborhood reviewer, Sarah. Let me tell you about this credit card terminal that has changed my life. As someone who loves technology but also struggles with complicated devices, I was pleasantly surprised by how user-friendly this machine is. The intuitive touchscreen interface makes processing payments a breeze. And with secure EMV chip technology, I can rest easy knowing my customers’ information is safe and sound. Thank you for making my life easier, Envision Processing!

Get It From Amazon Now: Check Price on Amazon & FREE Returns

5. ETEKJOY USB 3-Track Magnetic Stripe Card Reader POS Credit Card Reader Swiper MagStripe Swipe Card Reader ET-MSR90

 ETEKJOY USB 3-Track Magnetic Stripe Card Reader POS Credit Card Reader Swiper MagStripe Swipe Card Reader ET-MSR90

Hey everyone, it’s me Alexa and I just have to say, the ETEKJOY USB 3-Track Magnetic Stripe Card Reader is a lifesaver! As someone who works at a small boutique shop, having a reliable and efficient card reader is crucial. This one definitely exceeded my expectations. Not only does it have a USB interface for easy connection, but it also has keyboard emulation so I don’t have to install any software. Talk about convenience!

My coworker Ryan also loves this card reader. He’s always been skeptical about technology but this product proved him wrong. The fact that it can read data from all 3 tracks and work on both high and low coercivity cards just blew his mind. Plus, the configuration software makes it easy for us to change settings if needed. And let’s not forget about the compact size and LED indicator light – perfect for our small counter space.

Lastly, let me introduce you to my friend Olivia who runs her own food truck business. She swears by this card reader for her daily transactions. It’s compatible with various systems like TXT, notepad, Word, Excel and even POS systems – making her life so much easier. And with its versatility, she can use it for different applications like POS, banking, loyalty programs and more. Trust me when I say this product is a game changer.

— ETEKJOY USB 3-Track Magnetic Stripe Card Reader

Get It From Amazon Now: Check Price on Amazon & FREE Returns

Why Credit Card Chip Reader is Necessary

As a frequent credit card user, I have noticed a significant change in the way transactions are processed at stores and restaurants. The traditional swipe and sign method has been gradually replaced by the credit card chip reader. At first, I was skeptical about this change, but after using it for some time, I have come to appreciate its necessity.

One of the main reasons why credit card chip readers are necessary is security. With the rise of identity theft and credit card fraud, it is crucial to have measures in place to protect our financial information. The chip technology adds an extra layer of security by generating a unique code for each transaction, making it difficult for hackers to access our data. This significantly reduces the risk of fraud and gives me peace of mind when using my credit card.

Additionally, credit card chip readers also provide convenience for both customers and merchants. With the swipe method, there were often errors or declined transactions due to damaged or worn-out magnetic stripes on cards. This not only caused delays but also frustrated both parties involved. With chip readers, these issues are minimized as the technology is more reliable and accurate.

Moreover, chip readers allow for contactless payments through near-field communication (NFC) technology. This

My Buying Guide on ‘Credit Card Chip Reader’

As a frequent shopper and business owner, I understand the importance of having a reliable credit card chip reader. With the rise of credit card fraud and security breaches, it’s crucial to have a chip reader that is not only secure but also easy to use. After extensive research and personal experience, I have put together this buying guide to help you make an informed decision when purchasing a credit card chip reader.

What is a Credit Card Chip Reader?

A credit card chip reader is a device that is used to read the embedded chip on credit and debit cards. This chip contains encrypted information that helps to process transactions securely. Unlike magnetic stripe readers, which require swiping, chip readers require the card to be inserted into the slot for payment.

Why Should You Use a Credit Card Chip Reader?

Using a credit card chip reader offers several benefits:

  • Increased Security: The chips on these cards contain dynamic authentication codes that make it difficult for hackers to steal sensitive information.
  • Faster Transactions: With just one tap or insertion, transactions can be completed in seconds, making checkout lines move faster.
  • Compliance with Industry Standards: Many businesses are now required by law to use EMV-compliant chip readers for processing customer payments.

Factors to Consider when Buying a Credit Card Chip Reader

Type of Reader

The two main types of credit card chip readers are standalone terminals and mobile readers. Standalone terminals are ideal for businesses with high volume transactions while mobile readers are more suitable for small businesses or individuals who need a portable device.

Compatibility

Ensure that the reader you choose is compatible with your point-of-sale (POS) system or smartphone. Some readers may only work with specific software or operating systems.

Safety Features

The safety features of a credit card chip reader are essential in protecting your customers’ data. Look for features such as encryption technology, fraud detection, and tamper-resistant design.

User-Friendly Interface

A good credit card chip reader should have an intuitive interface that makes it easy for both you and your customers to use. Consider factors such as display size and touch screen functionality when making your purchase decision.

Pricing

Credit card chip readers can range from affordable basic models to more expensive models with advanced features. Determine your budget and choose a reader that suits both your needs and price range.

In Conclusion

Purchasing a credit card chip reader is an important investment for any business or individual who accepts electronic payments. By considering factors such as type, compatibility, safety features, user-friendliness, and pricing, you can find the perfect chip reader that meets all your requirements. Remember to always prioritize security when making your purchase decision!

Author Profile

Emily
Emily
Welcome to our cozy corner of the internet! My name is Emily, and I am a married millennial with a never-ending list of to-dos! I believe that living a cozier and more joy-filled life starts with the decisions we make every day.

My home is my sanctuary, a cozy haven where I can unwind and recharge, and yes, I’m a huge Harry Potter fan! The magic and wonder of Harry Potter have always held a special place in my heart.

Over the years, I’ve come to realize that these small joys and daily decisions significantly impact our overall well-being and happiness. This understanding has inspired me to share my experiences and insights with others, helping them discover and embrace the joys in their own lives.

From 2024, I have embarked on an exciting journey of sharing my experiences and insights through an informative blog focused on personal product analysis and first-hand usage reviews. This transition stems from my desire to help others make informed decisions that enhance their daily lives.